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North Carolina is a state in the southeastern region of the United States. The state borders South Carolina and Georgia to the south, Tennessee to the west, Virginia to the north, and the Atlantic Ocean to the east. North Carolina is the 28th most extensive and the 9th most populous of the U.S. states. The state is divided into 100 counties. The capital is Raleigh. The most populous municipality is Charlotte, and it is the second largest banking center in the United States after New York City.